:root{
  --navy:#0A1724; --blue:#224F8D; --sky:#4086B7; --ink:#0A1724; --muted:#5B6675;
  --line:#D3DCE6; --mist:#EEF3F9; --white:#fff; --radius:10px;
  --font: system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--blue)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.eyebrow{font-size:.78rem;letter-spacing:.22em;text-transform:uppercase;font-weight:600;color:var(--sky);margin:0 0 14px}
h1,h2,h3{line-height:1.2;letter-spacing:-.01em;margin:0}
h2{font-size:clamp(1.6rem,3.2vw,2.2rem);margin-bottom:14px}
.lead{font-size:1.1rem;color:var(--muted);max-width:62ch}
.btn{display:inline-block;font:inherit;font-weight:600;text-decoration:none;border-radius:8px;padding:13px 22px;border:1px solid transparent;cursor:pointer;text-align:center}
.btn-primary{background:var(--blue);color:#fff;border-color:var(--blue)}
.btn-primary:hover{background:var(--sky);border-color:var(--sky)}
.btn-ghost{color:#fff;border-color:rgba(255,255,255,.45)}
.btn-ghost:hover{background:rgba(255,255,255,.08)}
.btn-outline{color:var(--blue);border-color:var(--blue);background:#fff}
.btn-outline:hover{background:var(--mist)}
:focus-visible{outline:2px solid var(--sky);outline-offset:3px}

.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;height:68px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.logo img{height:40px;width:auto;display:block}
.wm{display:flex;flex-direction:column;line-height:1}
.wm1{font-size:1.05rem;letter-spacing:.32em;font-weight:400}
.wm2{font-size:.52rem;letter-spacing:.2em;color:var(--blue);margin-top:6px;font-weight:500}
.header-actions{display:flex;align-items:center;gap:18px}
.header-actions .tel{color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}
.header-actions .btn{padding:9px 16px;font-size:.92rem}
@media (max-width:640px){.header-actions .tel{display:none}.logo img{height:32px}.wm1{font-size:.9rem}.wm2{display:none}}

.hero{background:var(--navy);color:#fff;padding:clamp(56px,9vw,104px) 0;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-80px;width:520px;height:520px;border-radius:50%;
  border:56px solid rgba(64,134,183,.10);pointer-events:none}
.hero .wrap{display:grid;grid-template-columns:1fr;gap:40px;position:relative;z-index:1}
@media (min-width:900px){.hero .wrap{grid-template-columns:1.25fr .85fr;align-items:center}}
.hero h1{font-size:clamp(2rem,5vw,3.25rem);margin-bottom:18px}
.hero h1 em{font-style:normal;color:#9CC3E3}
.hero .lead{color:#C5D2DF}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.facts{display:flex;flex-wrap:wrap;gap:8px 22px;margin:28px 0 0;padding:0;list-style:none;color:#C5D2DF;font-size:.92rem}
.facts li::before{content:"";display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--sky);margin-right:9px;vertical-align:middle}

.deadline{background:#fff;color:var(--ink);border-radius:var(--radius);padding:24px;box-shadow:0 18px 50px rgba(0,0,0,.25)}
.deadline h2{font-size:1.15rem;margin-bottom:6px}
.deadline p{margin:0 0 14px;color:var(--muted);font-size:.92rem}
.deadline label{display:block;font-size:.85rem;font-weight:600;margin-bottom:6px}
.deadline input{width:100%;font:inherit;padding:11px 12px;border:1px solid var(--line);border-radius:8px;min-height:46px;color:var(--ink)}
.deadline-out{margin-top:16px;padding:14px 16px;border-radius:8px;background:var(--mist);display:none}
.deadline-out.show{display:block}
.deadline-out strong{display:block;font-size:1.35rem;color:var(--blue)}
.deadline-out small{display:block;color:var(--muted);font-size:.8rem;margin-top:6px;line-height:1.45}
.deadline-out.late strong{color:#B42318}

section{padding:clamp(56px,8vw,96px) 0}
.mist{background:var(--mist)}
.section-head{margin-bottom:32px}
.calc-card{background:#fff;border-radius:14px;box-shadow:0 10px 40px rgba(10,23,36,.08);border:1px solid var(--line)}
.calc-card strafbefehl-rechner{--sbr-radius:14px}

.grid3{display:grid;grid-template-columns:1fr;gap:18px}
@media (min-width:820px){.grid3{grid-template-columns:repeat(3,1fr)}}
.tile{border:1px solid var(--line);border-radius:var(--radius);padding:24px;background:#fff}
.tile .num{font-size:.78rem;letter-spacing:.2em;color:var(--sky);font-weight:700;margin-bottom:10px}
.tile h3{font-size:1.1rem;margin-bottom:8px}
.tile p{margin:0;color:var(--muted)}
.formula{margin-top:22px;padding:18px 20px;border-left:3px solid var(--blue);background:#fff;border-radius:0 8px 8px 0;max-width:760px}
.formula p{margin:0}

.faq{max-width:820px}
.faq details{border-bottom:1px solid var(--line);padding:4px 0}
.faq summary{cursor:pointer;list-style:none;font-weight:600;padding:16px 36px 16px 0;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:12px;font-size:1.5rem;color:var(--blue);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0 0 18px;color:var(--muted)}

.contact{display:grid;grid-template-columns:1fr;gap:28px}
@media (min-width:900px){.contact{grid-template-columns:1fr 1fr;align-items:start}}
.contact-box{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px}
.pick{border:0;padding:0;margin:0 0 16px;display:grid;gap:8px}
.pick legend{font-weight:700;margin-bottom:10px;padding:0}
.pick label{display:flex;align-items:center;gap:10px;border:1px solid var(--line);border-radius:8px;padding:11px 14px;cursor:pointer;font-size:.95rem}
.pick label:has(input:checked){border-color:var(--blue);box-shadow:0 0 0 1px var(--blue);background:var(--mist)}
.pick input{accent-color:var(--blue);width:18px;height:18px;margin:0;flex:none}
.pick strong{margin-right:6px}
.chosen{display:none;margin:0 0 18px;padding:14px 16px;border-radius:8px;background:var(--mist);font-size:.95rem}
.chosen.show{display:block}
.contact-box .btn{width:100%;margin-top:10px}
.contact-list{list-style:none;padding:0;margin:18px 0 0;color:var(--muted);font-size:.95rem}
.contact-list li{margin-bottom:6px}
.small{font-size:.82rem;color:var(--muted)}

.site-footer{background:var(--navy);color:#C5D2DF;padding:40px 0;font-size:.88rem}
.site-footer .wrap{display:flex;flex-wrap:wrap;gap:16px 32px;justify-content:space-between}
.site-footer a{color:#fff;text-decoration:none;margin-right:20px}
.site-footer a:hover{text-decoration:underline}

.legal{max-width:820px;padding:56px 20px 80px;margin:0 auto}
.legal h1{font-size:2rem;margin-bottom:24px}
.legal h2{font-size:1.2rem;margin:32px 0 8px}
.legal p,.legal li{color:#2b3644}
.todo{background:#FFF4CC;padding:1px 6px;border-radius:4px;font-weight:600}
.crumbs{font-size:.85rem;color:var(--muted);margin:0 0 18px}
.crumbs a{color:var(--muted)}
.article{max-width:780px;margin:0 auto;padding:48px 20px 72px}
.article h1{font-size:clamp(1.9rem,4.2vw,2.6rem);margin-bottom:14px}
.article .byline{color:var(--muted);font-size:.9rem;margin:0 0 28px}
.article h2{font-size:1.4rem;margin:40px 0 10px}
.article p,.article li{color:#2b3644}
.article li{margin-bottom:6px}
.box{background:var(--mist);border-left:3px solid var(--blue);border-radius:0 8px 8px 0;padding:16px 20px;margin:22px 0}
.box p{margin:0}
.cta-box{background:var(--navy);color:#fff;border-radius:14px;padding:28px;margin:40px 0 0}
.cta-box h2{color:#fff;margin:0 0 8px}
.cta-box p{color:#C5D2DF;margin:0 0 18px}
.guides{display:grid;grid-template-columns:1fr;gap:18px}
@media (min-width:820px){.guides{grid-template-columns:repeat(3,1fr)}}
.guide{display:block;text-decoration:none;color:inherit;border:1px solid var(--line);border-radius:var(--radius);padding:24px;background:#fff}
.guide:hover{border-color:var(--blue)}
.guide h3{font-size:1.1rem;margin-bottom:8px;color:var(--blue)}
.guide p{margin:0;color:var(--muted)}
.inline-calc{margin:28px 0;border:1px solid var(--line);border-radius:14px}
.site-footer nav a{display:inline-block;margin-bottom:6px}

.calc-table{border:1px solid var(--line);border-radius:14px;padding:22px;margin:24px 0;background:#fff}
.calc-table label{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px}
.money-in{position:relative;max-width:260px}
.money-in input{width:100%;font:inherit;padding:11px 34px 11px 12px;border:1px solid var(--line);border-radius:8px;min-height:46px}
.money-in span{position:absolute;right:12px;top:50%;transform:translateY(-50%);color:var(--muted)}
.table-wrap{overflow-x:auto;margin:14px 0}
.calc-table table{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums;font-size:.95rem}
.calc-table th,.calc-table td{text-align:left;padding:9px 10px;border-bottom:1px solid var(--line);white-space:nowrap}
.calc-table th{font-size:.8rem;color:var(--muted);font-weight:600}